Terms & Conditions

1. Agreement to Terms

Options Retirement Academy, LLC provides the website known as optionsretirementacademy.com (“the Site”) subject to your compliance with the terms and conditions set forth in this Agreement. By using the Site, you agree to be bound by these terms and conditions.

If you do not agree to these terms and conditions, please do not use the Site.

You must be at least 18 years of age to use the Site. If you are not at least 18 years old, please do not access or use the Site.

This Agreement is made between Options Retirement Academy, LLC and you, the user and/or member of the Sites (“you”).

We reserve the right at any time to:

- Change the terms and conditions of this Agreement

- Change the Site, including eliminating or discontinuing any content or feature

- Change any fees or charges for use of the Site

Any changes we make will be effective five (5) days after notice is provided to you, which may be via posting on the Site or by electronic mail.

Your continued use of the Site after such notice will be deemed acceptance of such changes.

Be sure to review this Agreement periodically to ensure familiarity with the most current version.

Upon our request, you agree to sign a non-electronic version of this Agreement.

2. Publisher Status & Disclaimer

Options Retirement Academy, LLC is a publisher. We are not registered as a:

- Securities broker-dealer

- Investment adviser (either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority)

The material provided on our Site is for general informational purposes only. No information on the Site is intended as:

- Securities brokerage

- Investment, tax, accounting, or legal advice

- An offer or solicitation to buy or sell securities

- Endorsement or recommendation of any company, security, or fund

The information should not be relied upon for transacting securities or investments.

We do not guarantee:

- The adequacy, accuracy, or completeness of any information

- Suitability or profitability of any particular investment

You are responsible for your own research and should consult a qualified securities professional.

Any transactions resulting from information on the Site will occur on a negotiated basis between parties, without involvement from Options Retirement Academy, LLC.

Before making any investment decisions, consult a qualified broker or financial professional.

3. Privacy Policy

Our policy for the collection and use of your personal information is described in our Privacy Policy below.

4. Code of Conduct

While using the Site, you agree not to:

- Restrict or inhibit other visitors/members from using the Site (e.g., via hacking, defacing)

- Use the Site for unlawful purposes

- Imply endorsements by us without written consent

- Re-register for multiple free trials using different emails within a 6-month period

- Transmit unlawful, threatening, libelous, defamatory, or infringing content

- Transmit non-public or insider information about companies

- Transmit trade secrets or unauthorized commercial content

- Engage in spam, flooding, or virus transmission

- Reverse engineer or disassemble Site components

- Remove copyright or proprietary notices

- Frame/mirror the Site without authorization

- Use bots, spiders, or scraping tools

- Harvest information without consent

- Share login credentials with banned or unpaid users

- Display consistent negativity or hate toward members or instructors

You agree to comply with all applicable laws while using the Site.

5. Registration for Subscription Sites

To access members-only content:

- You must register and provide accurate, current, and complete information

- You must maintain and update this info regularly

- You agree to receive occasional email offers (opt-out available in each email)

During registration:

- You will select a username and password

- We may reject usernames that are offensive, trademarked, or confusing

If you believe your account is compromised, update your password and contact us immediately.

You are solely responsible for maintaining the confidentiality of your account information.

6. Termination

This Agreement remains effective until terminated.

Options Retirement Academy, LLC may terminate:

- If you breach this Agreement (as determined solely by us)

- Or for any reason without cause

7. Refund Policy

Because premium members immediately benefit from stats and analytics, we do not give refunds.

Investing and trading is a marathon, not a sprint.

Every piece of knowledge that gives you an edge is a worthwhile investment — especially when it costs less than a night out.

8. Submissions

By submitting creative suggestions, ideas, or materials (“Materials”), you grant us:

- A perpetual, worldwide, non-exclusive, royalty-free, sublicensable right

- To use, reproduce, distribute, create derivative works, and display the Materials in any media

- Without compensation

9. Legal Disclaimer

We are a publisher, not a broker-dealer or investment advisor.

The Site and newsletter represent editorial opinions — not personalized investment advice.

Do not email us seeking personalized advice.

Investments discussed are not recommendations, and readers should do their own due diligence.

Options Retirement Academy, LLC cannot guarantee:

Accuracy or completeness of information

Suitability of any investment

All investment decisions are at your own risk.

10. Sweepstakes, Contests, and Games

Governed by specific rules.

By participating, you agree to those rules.

11. Copyright Infringement (DMCA)

To file a copyright complaint or counter-notice, refer to the DMCA requirements.

Send notices to:

Options Retirement Academy, LLC

1910 ESE Loop 323 #168, Tyler TX 75701

12. Ownership and Restrictions on Use

©2020 Options Retirement Academy, LLC. All Rights Reserved.

You may:

Access and print one copy for personal use only

You may not:

Reproduce, post, or distribute materials

Modify or repurpose materials without permission

13. Jurisdictional Issues

Site directed to U.S. residents only

Use from other countries is at your own risk

Legal jurisdiction is in Orange County, California

14. Links to Other Websites

We are not responsible for:

Content on third-party websites

Losses from using linked sites

15. Warranty Disclaimer

All services are provided “as is.”

We disclaim all warranties including:

Merchantability

Fitness for a particular purpose

Accuracy, reliability, or availability

You assume full risk of using this Site.

No opinion, advice, or statement from us creates a warranty.

16. Limitation of Liability

We are not liable for:

Indirect, incidental, or consequential damages

Loss of profits, opportunity, or data

Your sole remedy is to stop using the Site.

Our maximum liability is limited to the amount you paid (if any).

17. Indemnification

You agree to defend, indemnify, and hold harmless Options Retirement Academy, LLC and its affiliates against:

Breach of this Agreement

Infringement of third-party rights

Misuse of the Site

18. Miscellaneous

Governed by California law

If any part is unenforceable, the rest remains valid

You may not transfer your rights under this Agreement

This Agreement is the entire agreement

19. SMS Terms and Privacy

You may receive SMS from us regarding:

Promotions

Appointments

Events

To stop: Text “STOP”

For help: Text “HELP” or email [email protected]

Carrier rates may apply. Message frequency varies.

20. Privacy Policy

We collect:

- Registration Data — name, email, etc.

- Usage Data — browser behavior (non-identifiable)

We do not sell personal information.

You may opt out of marketing at any time.

See our full Privacy Policy.

21. Anti-Spam Policy

We comply with the CAN-SPAM Act.

To report abuse: [email protected]

22. Change of Ownership

In the event of a merger or acquisition, your data may be transferred.

You will be notified of any change.

23. Advertising and Third-Party Emails

We may show ads or send offers, but we:

Never sell your email

Allow you to opt-out from promotional messages

24. Disclaimer (Investing)

We are not licensed investment advisors.

Nothing on the site should be considered personalized advice.

All investments carry risk, including loss of capital.

Do your own research.

25. Forward-Looking Statements

Statements may include projections or goals.

These are subject to risks and uncertainties.

Do not place undue reliance on them.

26. SEC & FINRA Resources

Visit:

www.sec.gov

www.finra.org

27. Final Notice

IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE EXIT THIS SITE IMMEDIATELY.

Continued use constitutes your full agreement to these terms.